Firstly, you can cover your direct family. This will mean your spouse, children and parents. By spouse, we mean, husband, wife, partner, girlfriend, boyfriend etc. Secondly, you can cover up to 6 extended family members. An extended family member will be uncles, brothers, aunts, grandparents, etc. It means you can cover a lot of people on your policy. On most policies, you can cover all your dependent children. If a child is over the age of 21, they can still be covered under the extended family section if they are not dependent anymore.