It’s important to look at the benefits. Be very careful, some providers use filler benefits that have no importance. For example, some providers will give you discounts on movie tickets. This can be great to get some living benefits from the policy. Unfortunately, you often pay for those benefits indirectly. We always suggest you look at the benefits. Make sure they improve the product. Some providers will give you a small amount of extra cash for groceries and airtime. Airtime can help you get hold of family and make arrangements. Groceries can help you get food in the house during this traumatic time. AVBOB for example gives you a free burial up to R9600. This is a perfect example of a value adding benefit. They are willing to do a free basic burial. This is over and above your cash payout. Make sure you look at every single benefit when you compare funeral plans.