What Information Do You Need for a Quote?

We do not need a lot of information to arrange your quote. All we need is the ages and relationships for everybody you want to cover. We can then chop and change cover amounts until you are satisfied with the premium. Once you are happy with the quote, we will need a copy of your [...]

What Information Do You Need for a Quote? 2017-03-22T10:17:06+00:00

How do I Sign Up?

It’s VERY easy. All you need to do is complete a contact form on our website. We will contact you and explain everything to you. Once we know what you need, we will do a free quote. Once you are happy with the cover amounts and cost, we can arrange the policy at no additional [...]

How do I Sign Up? 2017-03-22T10:14:31+00:00

How Much Cover Can I Get?

Most providers range from around R5000 to R50 000. However, Discovery offers up to R60 000 cover. The amount is for a single person and not everybody on the policy. For example, a husband and wife can each get R50 000. This makes the total value of the policy R100 000. The amount of cover [...]

How Much Cover Can I Get? 2017-03-22T10:12:20+00:00

Who Can I Cover on my Policy?

Firstly, you can cover your direct family. This will mean your spouse, children and parents. By spouse, we mean, husband, wife, partner, girlfriend, boyfriend etc. Secondly, you can cover up to 6 extended family members. An extended family member will be uncles, brothers, aunts, grandparents, etc. It means you can cover a lot of people [...]

Who Can I Cover on my Policy? 2017-03-22T09:55:15+00:00

At What Age Can I Get Cover?

It does not matter how old you are, there will be some options. Most standard policies will cover in the rage of 18 to 76. However, if you are older, there are still some options. Most providers have some form of protection for the elderly. We always suggest that you contact us and let us [...]

At What Age Can I Get Cover? 2017-03-22T09:50:39+00:00

What are the Waiting Periods?

Funeral cover usually has a 6 month waiting period. This is not to trick the policy holder or cheat them out of money. Remember, there are no medical examinations required. The provider does not know your medical position. They give you the benefit of the doubt. To prevent people from abusing the system, they have [...]

What are the Waiting Periods? 2017-03-22T09:35:22+00:00

Who Needs a Funeral Policy?

The short answer is everybody. Dying is not optional. Everybody will die. Making sure that you do not leave your family and friends with extra stress is important. It does not matter how old you are. Remember, people die in accidental deaths every single day. Illness does not ask your age either. Dying is a [...]

Who Needs a Funeral Policy? 2017-03-22T08:46:49+00:00

What are the Basic Benefits?

It’s important to look at the benefits. Be very careful, some providers use filler benefits that have no importance. For example, some providers will give you discounts on movie tickets. This can be great to get some living benefits from the policy. Unfortunately, you often pay for those benefits indirectly. We always suggest you look [...]

What are the Basic Benefits? 2017-03-22T10:18:21+00:00

How Are Funeral Cover Premiums Determined?

Typically, a funeral policy will cover an insured person up to R50 000. However, some providers like Discovery will allow cover up to R60 000. Each person you cover can have their own amount. For example, you can cover your spouse for R50 000 and your Parents for R10 000. At the end of the [...]

How Are Funeral Cover Premiums Determined? 2017-03-22T08:45:53+00:00

What is Funeral Cover?

A funeral plan is an insurance product. This type of cover pays out a lump sum when an insured person dies. This is the basics of a funeral policy. You choose who you want to cover under your plan. When a person on the policy dies, money will be available to arrange a burial. The [...]

What is Funeral Cover? 2017-03-22T08:45:20+00:00